Our services

Advice grounded in how lenders assess risk

We understand origination and credit. Facilities are designed for how they will be underwritten, not just the way they will be pitched.

Facility size: US$5m to US$50m.
Products: Commodity finance; asset-based lending; credit-insured receivables; inventory finance; structured trade finance.
Counterparties: Banks, private credit funds, specialist non-bank lenders, and credit insurers.
Geography: UK-based, with transactions across UK and international markets.

Process: We take clients from initial lender appraisal through to signed terms and drawdown – including facility strategy, lender selection, negotiation, and execution.
Situations: Most mandates are new facilities or refinancings.
Credit materials: Prepared as a credit committee would want to receive them. Risks appear alongside their mitigants, assumptions are stated up front, and the numbers reconcile.

Structures: Commodity finance, structured trade, credit insured receivables, supply chain finance, and inventory-backed facilities.
Risk transfer: Credit insurance and guarantees, used to widen the lender universe and improve credit risk, rather than as an afterthought at documentation stage.
Design: Structural protections, security, intercreditor terms, and documentation support.
Starting point: Facilities work best when they align with how cash moves through a business. That is where the structuring starts.

Lender fit: Not every lender underwrites commodity risk or inventory finance facilities. Maro knows which ones do.
Approach: Introductions are targeted rather than broadcast. A small number of the right counterparties protects the credit story.
Positioning: Transactions are framed in the language a credit committee expects, which is usually the difference between a quick decline and a considered look.

Not sure which route fits?

Most engagements start with a short conversation about the requirement. We'll give you a view on what is achievable and what isn't.